Online payment gateway
Process international orders securely with Merchanpay's payment gateway
Merchanpay offers a reliable all-in-one solution so online merchants can accept credit and debit cards from customers worldwide.
All-in-one card processing solution
Merchanpay works not only as an international payment gateway, but also as a merchant account and payment processor. It offers all the essential security measures to make e-commerce as simple and secure as possible.
Accept major credit and debit cards worldwide
Customers from all over the world can pay you in any currency. You can accept not only MasterCard and Visa, but also the most well-known local and international credit and debit cards such as Maestro, Diners Club, Nexi (Carta Si), and Dankort, among many others.
Simple integration
Cardinity's digital payment gateway integrates seamlessly with the most popular e-commerce systems. We’ll provide ready-to-install modules and guide you throughout the process. Cardinity offers a very clear and user-friendly API guide for developers, along with all necessary documentation.
How does a payment gateway work?
You don’t have to worry about processing your transactions. Cardinity will handle the process for you, and you’ll receive your funds.
A payment gateway connects your online store with your acquiring bank (and your merchant account). This process includes the following steps:
1
A customer enters their personal and card details on the checkout page and chooses to pay by credit/debit card.
2
Your website encrypts and sends the customer’s data to the payment gateway.
3
The data is transmitted through the payment processor and card networks (Visa and MasterCard) until it reaches your customer’s issuing bank for authorization.
4
The payment gateway receives confirmation that the transaction has been approved and sends it to your website.
5
The order is created, and the money is transferred from your customer’s bank account to your merchant account.
Enjoy a bunch of amazing benefits
With Merchanpay, you’ll get a personal account to track all your transactions and view all the information you need — including invoices, daily reports, and overall summaries.
Affordable pricing
Our pricing is clear and transparent. You only pay per card charge for EU/EEA countries and enjoy all features for free. No monthly fees, no integration costs, and no hidden charges. Surcharges apply outside the EU.
Subscription billing
Cardinity supports recurring billing for various subscriptions and memberships. You can customize billing plans and cycles to offer your customers.
Fraud prevention
We maintain a secure environment to process your card transactions. We also enable the 3D Secure authentication tool to minimize the risk of fraudulent activity in your online store.
One-click payments
Cardinity’s payment gateway simplifies the process and allows your customers to pay with just one click. Their card data is tokenized and securely stored in the Cardinity system for future purchases.
Start Accepting Payments
Register today to start accepting credit and debit card payments in your online store.